Credit has a love-hate relationship with the general population. On the one hand, it allows us to buy things we want without having to pay outright, on the other hand, it can get out of control and leave us paying more than we expected. The latter isn’t really anyone’s fault except the person responsible for your card: it just takes advantage of human nature, we’re easily tempted to buy things that seem attractive. And credit cards allow us to do that whether or not we have the cash available. Regardless of what anyone thinks about credit cards and their advantages or disadvantages, one fact is clear: they are here to stay. ‘Plastic Money’ has spread everywhere, people use their cards to pay for everything, and many don’t even carry cash, and who can blame them?

Cash can be stolen, as long as you carry a card, the only risk you have is buying too much. If a card is stolen, you simply deactivate it at the touch of a button and incur no loss; even if you do, you are reimbursed most of the time. It is very convenient than carrying paper money and people prefer it. That is why every trade or store is equipped with the ability to allow payment on credit. Another widely known advantage is that every time you use your card, depending on the card you have, you earn credit card points. These are reward points that accumulate and can be used to buy more things; it’s free as you are using points. Therefore, buying with credit cards allows you to buy more. There are different reward/loyalty programs and the most exclusive ones can offer great deals on hotels, shops and all kinds of things. You are rewarded for spending your money. Sounds good right? That’s because it is, especially if a person uses their credit card wisely.

Credit card points are worth about the same as frequent flyer miles. In fact, they are technically the same: the only difference is that one gives you miles and the other gives you points. You can pretty much use both for the same things. In fact, often when you book a ticket with a credit card, depending on the airline, you can get a great discount. And you can earn miles from your next flight to add to your miles account. Using them is an art that many have mastered. Another rather obscure way to take advantage of both miles and points is to sell them online. Sell ​​credit card points or airline miles on a variety of websites. There could be several reasons for you to do this: you don’t fly as often to acquire as many points, and instead of wasting them for no reason, you might as well earn some money with them.